HVAC Financing Options
Affordable Payment Plans for Your Comfort Needs
Don't let budget concerns stop your project. HVAC Depot Arizona offers flexible financing options to make wholesale HVAC equipment purchases affordable for contractors and businesses.
Financing Benefits
Low Monthly Payments
Spread costs over time with payments that fit your budget
0% Interest Available
Qualified buyers can enjoy 0% interest for up to 18 months
Quick Approval
Get approved in minutes with our online application
No Prepayment Penalty
Pay off your balance early with no additional fees
Our Financing Partners
Trusted financial partners providing flexible payment options
Synchrony Financial
Industry-leading financing solutions
Wells Fargo
Trusted banking partner
GreenSky
Home improvement financing experts
Available Plans
Short-Term Financing
- 0% interest for 12-18 months (with approved credit)
- Perfect for smaller equipment purchases
- No money down options
Long-Term Financing
- Low interest extended terms up to 10 years
- Ideal for large equipment orders
- Same-day approval available
How It Works
Apply Online or In-Person
Complete our quick application online or in-store
Get Instant Decision
Receive approval decision in minutes
Choose Your Plan
Select the payment plan that works for your budget
Enjoy Your Comfort
Pick up your equipment or schedule delivery
Ready to Apply?
Get pre-approved before your service appointment
Or call us at 602-755-1962 to apply by phone
Frequently Asked Financing Questions
Q: What credit score do I need?
A: We work with multiple lenders to serve a wide range of credit profiles. Many customers with fair credit qualify for financing.
Q: Can I finance any purchase?
A: Yes! Financing is available for purchases over $500, including single units and bulk orders.
Q: Is there a down payment?
A: Many plans offer $0 down options for qualified buyers.
Don't Let Budget Concerns Keep You From Comfort
We're here to help you find the perfect financing solution